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Annual Credit Plan
Based on the
"Potential Linked Plan" prepared by NABARD for all the 18
districts of the State, LDMs prepared District Credit Plans
for the year 2010-11, which have been duly approved by the
respective DLCCs. The consolidated position of annual credit
flow estimated in the State, as well as PLP prepared by NABARD
is presented below.
(Rupees in
crores)
|
SEGMENT |
AGRICULTURE |
MICRO, SMALL & MEDIUM ENTERPRISES (M S M E)
|
OTHER PRIORITY SECTOR (OPS) |
TOTAL PRIORITY SECRTOR (TPS) |
|
As Projected By NABARD |
3023.16 |
991.37 |
1526.20 |
5540.73 |
|
As Projected By LDMs |
2829.13 |
951.26 |
1638.23 |
5418.62 |
|
Achievement During
2009-10 (Actual) |
3814.77 |
1033.94 |
1770.32 |
6619.03 |
|
ACP
2010-11 (Revised) |
4386.98 |
1189.03 |
2035.86 |
7611.87 |
The
projections made by NABARD and the LDMs for ACP 2010-11 fell
was lower than the actual for the year 2009-10. Taking into
consideration a growth of 15% in each sector, the revised ACP
for 2010-11 arrived at 7611.87 and appears to be achievable.
LDMs are
advised to arrange for Bank wise allocation of targets for the
Current Year (2010-11) taking into account actuals of 2009-10.
Apart from
issuing normal KCC, financing Agricultural investment and
Allied activities and implementation of various Government
Sponsored Schemes, the rural branches in our State have to
actively promote lending to the following categories also with
a positive frame of mind to propel the economic growth in
rural areas into a higher orbit.
-
Tenant
farmers.
-
Micro
irrigation activities (as large portion of cultivatable
areas inour State is under mono cropping pattern).
-
All SHGs
with a satisfactory track record of six months.
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Common
Interest Groups..
-
Weaver
societies currently dormant (for reactivating them)..
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Agri
clinics, Agri. business centre and Organic Farming units (in
particular, those promoted by Agri. graduates).
-
Combined
harvestors.
-
Processing
facilities for MFP and bamboo.
-
Plantation
of Jatropha on private waste lands.
-
Youth/women groups in rural areas for setting up of small
extraction units for processing of jatropha oil seeds
locally.
-
Bio gas
units.
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